Turnkey Products
Critical Illness
Critical illness pays a lump sum in the event an insured is first diagnosed with a critical illness. It can be written on a group or individual basis. Unlike life insurance, the benefit under critical illness is a "living benefit" and is payable to the insured. The insured may spend this income in any manner whatsoever.
This product is designed to provide coverage in the event an insured is first diagnosed with one of the following critical illnesses:
- Heart Attack
- Life-threatening cancer
- Stroke
- Renal Failure
- Major Organ Transplant
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Occupational Accident Medical
Treaty covers:
Quota Share, Per Person Excess of Loss and Catastrophe Excess of LossBasic AD&D
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Business Travel
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Disability
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High Limit AD&D
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Industrial Aid
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Known Concentration
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Out of Country Medical
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Unusual Risks
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Voluntary AD&D
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War Risk
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